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*Oxygen is a financial technology company. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.

Spend securely online with virtual cards

Losing your card—or sight of employee spending—is a thing of the past. The future of online spending is here with digital debit cards.

Open your account

Experience virtual freedom

Virtual cards allow you the benefits of your debit card without comprimising its security. That means less fraud and more control.

Air Visa debit card by Oxygen bank shown near laptop screen

Safer online shopping

Leave your debit card—and your personal information—safe in your wallet while you shop securely online.

Oxygen cashback merchant logos

Manage subscriptions

Manage subscription payments with ease by using virtual cards for automatic payments.

JFK to GIG Oxygen virtual card for travel

Safe travels

Create virtual cards for travel expenses, keeping your primary debit card info safe when you’re on the go.

Virtual cards by Oxygen banking with dollar spend

Control your business expenses

Direct deposits streamline payroll operations, reducing administrative workload and costs associated with paper checks.

Oxygen virtual cards showing 1000 dollar spend

Set spending limits

Virtual cards let you manage how much employees or family spend with spending limits.

Subscription virtual cards by Oxygen with Netflix first

Instant cards

Get a virtual card in an instant through your account, making it quick and easy to cover any expense that comes your way.

How to create a virtual card

Even more personal perks

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