For the
- makers
- rebels
- entrepreneurs
- creatives
- go-getters
- visionaries
- leaders
- challengers
- believers
- doers
Let’s do this
Game changers, entrepreneurs and creators move quickly. As the financial platform for free thinkers, we do too. We’re here for the people who are changing the world. Yes, we’re looking at you.
extra-
ordinary
Game changers, entrepreneurs and creators move quickly. As the financial platform for free thinkers, we do too. We’re here for the people who are changing the world. Yes, we’re looking at you.
Game changers, entrepreneurs and creatives move quickly. As the financial platform for free thinkers, we do too. We’re here for the people who are changing the world. Yes, we’re looking at you.
For the
What do you think about banking? Think again. We’re committed to giving you the space and flexibility to do your thing. We believe in you. Grab every opportunity and enjoy the ride.
Oxygen is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
Keep rising
Keep risingKeep risingWhether you’re a freelancer or LLC, roll with Oxygen. Awarded Best Overall Fintech App1 in the US. We’re also PCI DSS certified, the highest security in the payment industry.
Earn cashback on everyday purchases at approved merchants. No points and gimmicks. Just real money.
Create savings goals and make your money grow with robust Annual Percentage Yields (APYs).
We get it. Sometimes you need money to grab an opportunity. Get paid up to 2 days early with direct deposit.4
Enjoy the power to create single-use or merchant-locked cards that mask your card details. Even send money to friends.
Cell phone and travel insurance, PriorityPass™ Lounge Access, Netflix / Peloton digital reimbursement and more.
Benefits vary by Element. Variable annual fee deposit and spend requirements may apply.
The best things happen when you follow your instincts and do what comes naturally. That’s why we’ve created Elements: Earth, Water, Air, Fire - four loyalty levels to suit your situation and help you succeed your way.
Earn 2% cashback on purchases at approved merchants and $1 cashback on coffee. No points or gimmicks. Just real money.
Set round-ups, create up to 3 savings goals and earn a 0.50% Annual Percentage Yield on balances of $20,000 or less.
Cell phone insurance and extended warranty protection. Plus you’re covered while you travel with lost & stolen luggage, hotel theft, and car rental protection when you use your Oxygen Visa® Debit Card.
Your space to build