Oxygen Total Rewards¹. You’ve earned it.
From cashback on your morning java run to travel perks for that long-planned getaway, be rewarded for being you—with Oxygen Total Rewards.
Open your personal account
Get up to 6% cashback² for everyday purchases
See all your available offers and select your favorite merchants right in the app.
$1 off Fast Food & Coffee
(Whole Foods, Trader Joe's, Walmart)
Get bonuses everywhere
Up to 2.40% Annual Percentage Yield³
Elevate your savings game with competitive interest rates, letting your money work harder for you. Then boost those savings with roundups, automatically rounding up your purchases to the next dollar and depositing the difference into your savings.
Oxygen has your back with insurance for everything from a lost cell phone to stolen luggage, and even rental car protection when you use your Oxygen card. Plus, you can travel in style with a Priority Pass digital membership⁵ with access to airport lounges for you and your friends.
Gaining access to even more perks is even easier with Ambassador rewards. Get discounts to upgrade your Element tier—and their added benefits—based on qualifying annual spend. Not sure if you qualify? Don’t worry—we’ll send a push notification to let you know and give you 30 days to decide.
One more celebration. Meet Oxygen day.
Time to do your happy dance. On the 8th day of every month, all your rewards earned over the past month become available to cash out in your app.
Start to earn
How Total Rewards work
Manage your rewards right in the Oxygen app.
Open an account
Your Oxygen personal account gives you access to the Total Rewards program.
Add money to your account to start spending—and earning.
Choose and activate merchant
Before you make your purchases, select and activate the cashback merchant you most frequently spend with (don’t forget this step!).
Boost your savings
Turn your savings into more savings by activating roundups and accelerators.
Even more perks
Be a part of our