Get more from your business bank account

More money in your pocket just by purchasing with the merchants you use every day, and more savings to help you grow your business. That’s what you get with Oxygen business bank accounts.

Open your business account

*Oxygen is a financial technology company. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.

Open your business deposit or savings account

No red tape. No minimum balance. Open your business account in minutes.

5% cashback¹ on business expenses

Free money in your pocket? That’s a no-brainer. With the Oxygen Visa® card, enjoy up to 5% cashback just by spending with the merchants you work with every day, including FedEx, Vistaprint, and USPS.

Spend securely with virtual cards

Keep your info safe when purchasing online with virtual cards that put you in control. Create limited-use virtual cards to pay specific merchants, add spending limits for employees, and track all transactions with the Oxygen app.

Cash when you need it

40,000 ATMs², zero fees to use them. Easily access cash whenever you need with our ATMs conveniently located across the U.S.. Find them at Target, Walgreens, CVS, Safeway, and more.

Grow your savings with a 1% Annual Percentage Yield³

Then give your growing savings a boost with Oxygen round-ups and accelerators. Round-up every debit card transaction to the nearest dollar and have the difference transfer directly to your savings account—or increase those roundups 2x or 5x with accelerators to supercharge your savings.