Your protection is our priority
Our advanced features go the extra mile to ensure your online banking experience is worry-free.
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*Oxygen is a financial technology company. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.
Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A., Member FDIC.
Privacy and security
We support two-factor authentication and fingerprint authentication to keep your information in the Oxygen app secure.
Your deposits are securely held in federally regulated checking and savings accounts, facilitated by our trusted banking partners. Our advanced fraud detection and compliance teams work collaboratively to swiftly identify and prevent any suspicious activities.
Don’t worry if you lose your card
When you report your card lost, we will deactivate it immediately and send you a replacement. Standard shipping is free and your replacement will arrive within seven (7) to ten (10) days.
Rest assured, your funds are secure
You can sign up for live transaction alerts, freeze your account, replace your Oxygen card, or change your pin immediately.
Frequently asked questions
Is my personal and financial information safe with Oxygen?
Absolutely. Oxygen employs advanced encryption and security measures to protect your data. We prioritize the security of your information and use industry-standard practices to keep it safe.
How does Oxygen monitor for suspicious activity on my account?
What happens if there is unauthorized access to my account?
Can I trust Oxygen's mobile app?
How does Oxygen secure my transactions?
What if I lose my device with the Oxygen app?
Can I set up alerts for account activity?
Even more perks
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