Send and receive money the easy way
Introducing Oxygen Friends—a smart, hassle-free way to send and receive money, share expenses, and manage finances with friends and family.Open your account
Everything you can do with Oxygen Friends
Handling expenses and money with your friends and family has never been easier.
Splitting the dinner bill is just the beginning
Oxygen Friends lets you and your buds share and manage expenses in a whole lot more ways than one.
Planning a trip
Coordinate trip expenses with travel buddies, from accommodations to meals.
Collaborating on projects
Easily manage everyone’s contributions on shared projects.
Managing rent expenses
Seamlessly share and split rent payments with roommates.
Organizing group gifts
Collect contributions from friends for a shared gift or celebration.
Chat securely in real time
Send reminders, discuss gift ideas, and coordinate shared expenses.
For business accounts
Experience Oxygen, your all-in-one app for personal and business banking*. Simplify your life with a banking solution that adapts to both your personal and professional financial needs.
*Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.
Sending and receiving money has never been so easy
Oxygen Friends isn’t just for splitting the dinner bill. With it, you can also:
Plan and collect contributions toward group gifts
Use the secure, built-in chat to plan your purchase among friends. The chat stays private, so your gift stays a surprise.
Send or request money for shared expenses like rent, the electricity bill, a weekend getaway, or that streaming service you pay for that your friend keeps using.
Send cash gifts
Send OGifts with custom designs and interactive features right from your Oxygen app.
Easily split expenses
Out for dinner? Split your bill with ease in the app and keep dinner conversation effortless.
Keeping your money more secure
Security is a priority in everything we do. Industry-standard encryption and advanced security measures ensure your financial transactions with Oxygen Friends are always safe and protected.Tell me more
Simplify your finances
Experience the convenience of sending and receiving money, splitting expenses, and staying connected—all in one secure and user-friendly app.
Frequently asked questions
Can I use Oxygen Friends with friends who don’t use Oxygen?
You can only use Oxygen Friends with people who have an active Oxygen account. If your friends and family aren’t using Oxygen yet, refer them and you can both earn a $100 referral reward when they join and meet the terms and conditions outlined here.
Are there any fees for using Oxygen Friends?
Can I send money internationally?
Even more perks
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