*Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.

5% cashback¹ on business spending

You’ve got to spend money to make money. Why not make even more? Earn 5% cashback on certain purchases with our partner merchants.

Open your business account

Shipping, office supplies, and more

Get rewarded for going about your business.

Office supplies

It takes more than a dream to start a business. It also takes a lot of pens and paper. With the Oxygen business debit card, you can earn cashback on the everyday essentials.


Go ahead—spend the money on professional printing services. You’ll get sleek and shiny marketing materials and cash back rewards.


You’ve got goods to ship. We’ve got good news for your wallet. Earn rewards when you ship with our partner merchant.

How cashback rewards work

Manage your rewards right in the Oxygen app.

Frequently asked questions

Meet all your financial goals with Oxygen

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