Let’s raise you up
You’re going your own way and seizing opportunities. You need a bank account that understands that. Maximize your potential with flexible banking in your back pocket.
You’re working it
We’re here for the free spirits working hard and traveling light – through early mornings and late payments. Our team respects driven individuals and finds creative ways to help.
GET THE APPZero monthly fees to weigh you down
- NO MONTHLY FEES
- NO OVERDRAFT FEES
- NO MINIMUM BALANCE FEES
- NO ACH BANK TRANSFER FEES
Cashback rewards to perk you up
Earn cashback rewards‡ on everyday purchases at approved merchants.
No hard-to-track points, no gimmicks or games. Just real money.
Get paid 2 days early†
We get it. Get your paycheck early! That’s two more days to do more with your money!
Flag expenses to record and classify
Pay home-office rent, car insurance, gas or a client lunch. Flag an expense, take a photo of the receipt and it’s sorted.
Secure & FDIC Insured
Oxygen is PCI DSS certified, the highest security standard in banking.
Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 through The Bancorp Bank; Member FDIC.
Share the love, refer a friend‡
Help out a friend, let them know about Oxygen. For every qualified referral, Oxygen sends you each $25 to get you started.
Cash in and out, anytime
Want to load cash? Walk into Walmart, CVS, Walgreens and more GreenDot® locations to load cash into your account. Retail service fee applies.
Virtual Cards
Create single-use cards or merchant locked cards that mask your physical card details. Oxygen puts you in full control.
Controls and alerts to keep you secure
Card lost? Don’t worry. Lock or unlock it by tapping the app.
We also keep you secure by giving you alerts about unusual activity. Stay safe with the highest level of security and insurance. Oxygen is PCI DSS certified – the strictest global standard in the payment industry.
Going with the flow?
Every month belongs to me.
I work when I decide, I play when I decide.
