A single app to manage your finances
Sign-up for more than just a bank* account
Earn up to 6% on purchases¹
Spend securely with your virtual cards²
Get your payroll two days earlier³
We make
saving personal
Get cashback¹ in your wallet just for shopping. Earn more savings⁶ for your future self. Send and receive money in a flash. Reaching your financial goals just got a whole lot simpler.
Explore personal bankingMakers, creators,
go-getters, and you
Opens doors for every
entrepreneur
You have dreams. We’ll help you reach them
by making it easier than ever to manage
your finances. From incorporating⁵ a business
to saving for taxes, the Oxygen app makes
money management simple and convenient.
Brings together tools to create &
run your small business
Works with any
company size
Sole Prop
Corporation
Limited Liability Company (LLC)
8,500+
Trusted businesses
4.8
App rating among 50,000+ users
750,000+
Accounts opened
40,000
Fee-free Allpoint ATMs⁷