Build your savings3 with Oxygen

Boost your savings with the power of Oxygen’s Annual Percentage Yields (APY) starting from 2.10% to 2.40%, depending on the Element tier you choose. That's 5x the national average9.

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Oxygen "Air" debit card with a transparent piggy bank in the background

Create goals for

Short and long term objectives

Whether building an emergency fund or saving for that summer holiday, Oxygen's Goals let you do both and keep track independently. Put your savings goals within reach.

Personal savings goal for financial management in Oxygen app

Roundups & Accelerators

Help grow your savings faster

Roundup the change to the nearest dollar on debit purchases and accelerators accelerate your roundups (e.g. 2x, 5x) by goal. It's supercharged savings!

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Start Saving Today

Set up in less than 2 minutes

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