Oxygen means business
Oxygen is the fresh new bank account for freelancers, small businesses, and entrepreneurs. Get a Business Account today.
Awarded Best Digital banking Account* in the US. Business banking for the 21st century.
Why Oxygen?
- NO MONTHLY FEES
- NO OVERDRAFT FEES
- NO MINIMUM BALANCE FEES
- NO ACH BANK TRANSFER FEES
- CASHBACK REWARDS
- MANAGE EXPENSES
- NATIONWIDE LLC INCORPORATION
Cashback rewards to perk you up
Earn cashback rewards on everyday purchases at approved merchants.
No hard-to-track points, no gimmicks or games. Just real money.
Flag Expenses†
Pay office rent, car insurance, gas or a client lunch. Flag an expense, take a photo of the receipt and it’s sorted.
Scan QR Code to Download the App
FDIC Insured
Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 through The Bancorp Bank; Member FDIC.
Already Incorporated?
Download the app & apply in minutes.
Seriously.
Nationwide Incorporation? We can do that.
Apply for consumer account (1 minute).
Fund account to pay for LLC creation.
Complete joint LLC & Business Account Application (3 minutes)
You’re Ready to Fly
Virtual Cards
Nervous leaving your card all over the internet? Virtual cards mask your physical card details, can be “locked” to specific merchants, and offer spending controls for subscription, keeping you in control.
Controls and alerts to keep you secure
Card lost? Don’t worry. Simply “freeze” it in the app.
Spending alerts let you know when your card is used. We can even make them funny. Oxygen is also PCI DSS certified – the strictest standard in the payments industry.
Make Business Boom
