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Oxygen means business

Oxygen is a fresh new bank account for freelancers, small businesses and entrepreneurs. 

Awarded Best Digital Banking Account* in the US. Business Banking for the 21st Century.

Let's grow your business

You're burning with ambition. You're a pioneer. At Oxygen, we salute you. Launch yourself with mobile banking built for you.

Scan QR Code to Get Started

Why Oxygen?

  • NO MONTHLY FEES
  • NO OVERDRAFT FEES
  • NO MINIMUM BALANCE FEES
  • NO ACH BANK TRANSFER FEES
  • CASHBACKREWARDS 
  • MANAGE EXPENSES
  • NATIONWIDE LLC CREATION *

Cashback rewards to perk you up

Earn cashback rewards  on everyday purchases at approved merchants.

No hard-to-track points, no gimmicks or games. Just real money.

Flag Expenses

Pay home-office rent, car insurance, gas or a client lunch. Flag an expense, take a photo of the receipt and it’s sorted.

Scan QR Code to Download the App

FDIC Insured

Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 through The Bancorp Bank; Member FDIC.

Already incorporated?

Download the app & apply in minutes.

Seriously.

Nationwide incorporation? We can do that.

Apply for consumer account (1 minute).

Fund account to pay for LLC creation.

Complete joint LLC & Business Account Application (3 minutes)

Once Approved, You’re Ready to Fly

LLC formation is powered by CorpNet, Inc. Fees for LLC creation differ by state and services selected.

Virtual Cards

Assistant or vendor need to make a purchase? Create a one-time use virtual card with spend controls to ensure your physical card remains safe while managing expenses.

Controls and alerts to keep you secure

Card lost? Don’t worry. Simply “freeze” it in the app.

Spending alerts let you know when your card is used. We can even make them funny. Oxygen is also PCI DSS certified – the strictest standard in the payments industry.

Make Business Boom

“A big
business starts small. Start and
grow yours today.”

Get Oxygen today

Let's do it! We'll send you a text to download the app